A Chinese man walks into a bank in New York City and asks for
the loan officer. He tells the loan officer that he is going
to China on business for two weeks and needs to borrow $5, 000.
The bank officer tells him that the bank will need some form
of security for the loan, so the Chinese man hands over the
keys to a new Ferrari parked on the street in front of the
bank.

He produces the title and everything checks out. The loan
officer agrees to accept the car as collateral for the loan.
The banks president and its officers all enjoy a good
laugh at the Chinese for using a $1,000,000 Ferrari as collateral
against a $5,000 loan. An employee of the bank then drives
the Ferrari into the bank's underground garage and
parks it there.

Two weeks later, the man returns, repays the $5,000
and the interest, which comes to $9.41. The loan officer
says, "Sir, we are very happy to have had your business,
and this transaction has worked out very nicely, but we
are a little puzzled. While you were away, we checked you
out and found that you are a multi-millionaire. What puzzles
us is, why would you bother to borrow $5,000?"

The man replies: "Where else in New York City
can I park my car for two weeks for less than $10?
AND expect it to be there when I return?"